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Bad Credit Ivf cycle

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Bad Credit Ivf cycle

Postby mizzy247 » Wed Jul 14, 2010 9:49 pm

Hello Ladies,

I'm in desperate need of help.. I loss my job 2 months ago and scheduled to have my next cycle next month. Me and DH have bad credit and I'm jobless, DH still has a good job though thank goodness. No house to use the line of credit. My parents aren't around and neither is his.. No other family to help. We live in northern California. Any suggestions on where we might get a loan/credit card to accept us for $10,000 give or take.. I could really use the help..

Thanks in advance
Posts: 24
Joined: Thu Nov 05, 2009 1:52 am

Re: Bad Credit Ivf cycle

Postby sorcet » Wed Jul 14, 2010 10:25 pm

I used ARC to finance they are a little more relaxed with one of their lenders i think the min score is 580 but you have to have a pretty good debt to income ratio...i also found a co signer to get a lower interest rate.
Posts: 95
Joined: Wed Oct 28, 2009 4:26 am

Re: Bad Credit Ivf cycle

Postby jenice » Thu Jul 15, 2010 9:39 pm

Does your DH have a 401K ? I think you can use it possibly for medical expenses, not sure if there are penalties from it. Hope this helps :D
ME 38 mild endo, removed left tube,2 ectopics DD born 2005 :)
DH Low Morph
IUI Feb 09 BFN
IVF #1 & 2cancelled May 09 & July 09
#3 BFN Sept 09
FET Nov 09 Chem Pregnancy
IVF #4 BFP June 10 Beta # 324, Beta#2 10,078 DS born 3/1/11
Posts: 426
Joined: Sun Aug 02, 2009 2:14 am

Re: Bad Credit Ivf cycle

Postby Georgia08 » Thu Mar 08, 2012 4:22 am

Bad credit make the mistake of merely asking their current lender to help them out. While it is worth it to discuss refinance options with your current lender, remember that he is the one who stands to lose the most out of your refinance.
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Joined: Thu Mar 08, 2012 4:19 am

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