Thanks HM.

Yeah, she is 31 and I am 32. Anyway I have to wait for couple of months as there is big changes happening in my area for IVF treatment. Few doctors are setting up a new facility, etc.,

So we probably wait for 2 more months and see if my insurance will cover. Worst case, I can max out ...

My company is also offering HMO. I called HMO insurance, and I was told that it will be covered if I take comprehensive. But I am still in doubt whether they actually cover for IVF.

Is there any specific codes to ask the insurance companies to find out exactly?

One of the doctor with VM has left ...

I live in WA. My wife doesnt work. Seems like I have to pay everything out of pocket. We are getting the treatment from Virginia mason. Is there any other hospitals in seattle area do the IVF?

I work for forture 100 company in US and have cigna PPO plan. I was told that my insurance wont cover the IVF costs. We already tried once, but unfortunately it was failed. But on the message board, I read that cigna covers for this treatment.

Is it related to the company plan? or can I make any ...