Hey ladies! I just haven't checked in for a couple of days and I wanted to say hello and see how things were going for everyone!
So I think I've decided I'm going to go ahead and try using Dr. Ripps in Pensacola to start with. I talked to a lady in his office today and she was great! She feels really good about getting me in for a consult before 10/3 and she's going to try to squeeze me in the week of 9/12. If that happens then she says I will most likely be good to go for the October cycle of IVF that starts 10/13. The IVF prices range from $8,500-$12,000 with a $750 cryo preservation fee. Then if I have any embryos that get frozen then I can do a FET later for $2,500. They don't do financing there, but she gave me a lot of good ideas. I have looked into taking out a loan through my credit union against the balance of my savings there (that would get me about $4,000 at a 4% rate), taking out a loan against a portion of my Deferred Compensation which is my supplemental retirement plan (that would get me about $3,000 at a 4.25% rate) and many, many other things. Some of those things won't work for me, but I found a lending company that will give me an IVF loan with about a 6.5% rate. Anyway, I will find a way to make it work. Do any of you ladies have any suggestions?
I really hope I can start an IVF cycle in October!!!!
Sunshine 1576, I got your message, but I can't message you back!! BOOOO!! I guess I'm not enough of a regular user of this site yet! I did call and make an appointment for a consultation with Dr. Koulianos, but I can't even get in for a consult until 11/9 and I'm just ready to get this thing started!!!
It sounds like your 12th anniversary was amazingly romantic! I just know that things will work out for you! Do you have any children already?? I've only been married for about 16 months so I guess I'm still a newlywed! I was 29 when I got married though, but I married a youngin....he's only 26! LOL
Anyway....good luck to all of you!!!!