My husband and I have known we would have to do ivf to have children for a long time. Ectopic pregnancies took my tubes 6 years ago. It's been a big struggle trying to wrap my head around it since, my spouse is one that thinks I should get over it. He's finally agreed to start saving and go ahead with treatment. I think entering his thirties has changed him a bit. Anyway, we should be able to start treatment next fall. Anyone else still in the financial part of the battle? Seems most of you have it figured out. Loans are not an option. Did anyone use a clinic that allows payment plans?