I have Highmark BCBS. I didn't know about the waiver process. I am surprised by it because it seems everyone would be asking for waivers. When I called about my lab coverage, I was only told they were out of network and I would have the $1K deductible.
I wonder if I can now do it after the fact, since I have completed my IVF cycle?
It is the lab, in my case, that is considered out of network. The surgical center services would not be covered since that was for the IVF, and my insurance will not cover that part. Only the fertility testing.
If anyone has any more information to pass on regarding how they successfully achieved getting additional coverage, please let us know!
Thanks.
Linda