Fertility Loans??

[sbr]

Have any of you found a "Fertility Loan" out there that is worth using? Do any of you know anything about the Capital One Fertility Loan?

[sbr]

I found out that Capital One doesn't work with my clinic. Swell!

[linderz]

care credit.com, my clinic offers 18 months 0% interest. It was easy, the care arrived in 3 days.

[CT_Michele]

sbr- for this past cycle, I did a capital one healthcare loan. Right as I was signing my paperwork, they capital one said they are getting out of the business of healthcare loans, but I had made it just in time. We got 1.99% for 18 months, but I don't think they are available now.

For this upcoming cycle, my office is now using www.medloanfinance.com. They are a higher interest rate, but it looks like depending on credit, youget 12-18 months 0% financing. I will be applying for them, and will let you know how they are.

Good Luck.

[sbr]

Michele, We called Capital One, and they don't work with my clinic. We're finding that to be the case with most of the loan companies we've contacted. I did contact the carecredit.com, and they had 18 months 0% financing with 13.90% after the 18 months. I was approved and my card is being sent. If for some reason that doesn't work out, I'll look into your suggestion.

On a side note, all of this money stuff is just BS! How can we be "stressfree" and take it easy going through IVF with the money stuff hanging over our heads?! I pray this is the cycle, because we simply can't afford any more!!! Jack was $12K (home equity) the last failed in April was flex money out of our paychecks and now this attempt will have to be credit. It kills me. Oh well, when I'm holding my baby it will all be worth it. In the meantime, I'll try not to stress out!