Bad Credit Ivf cycle

[mizzy247]

Hello Ladies,

I'm in desperate need of help.. I loss my job 2 months ago and scheduled to have my next cycle next month. Me and DH have bad credit and I'm jobless, DH still has a good job though thank goodness. No house to use the line of credit. My parents aren't around and neither is his.. No other family to help. We live in northern California. Any suggestions on where we might get a loan/credit card to accept us for $10,000 give or take.. I could really use the help..

Thanks in advance

[sorcet]

I used ARC to finance they are a little more relaxed with one of their lenders i think the min score is 580 but you have to have a pretty good debt to income ratio...i also found a co signer to get a lower interest rate.

[jenice]

Does your DH have a 401K ? I think you can use it possibly for medical expenses, not sure if there are penalties from it. Hope this helps

[Georgia08]

Bad credit make the mistake of merely asking their current lender to help them out. While it is worth it to discuss refinance options with your current lender, remember that he is the one who stands to lose the most out of your refinance.