Katie- again congratulations! I just absolutely love that you are going to have the opportunity to go through the process with your birth mother and you TOTALLY belong here. I feel lucky to have you on the board to share this with. What a unique and wonderful experience.
Mora- I thought about posting that story over here too but didn't want to overwhelm/hog the board. My feelings about DH and sailing have already passed. Yesterday was such a shock and something that really weighed on me all day. Sailing is certainly safer than driving to work every day and is something DH loves infinitely more. Like you said, life is too short. I will still worry about him, but that is my job as a wife and mother. I would never dream of taking his passion away from him.
DH and I put life insurance in place after we got married. As a two income household we didn't want to burden each other with the expenses in the event something happened, even without kids. Funny you mention it, we were just talking about a trust tonight. Being a banker, its not something that bothers me to think about at all. I have seen all to often what happens to people when their loved ones are unprepared. The biggest decision for us though is who we would leave the baby to. Oddly enough, we are leaning toward my childless, single brother. He loves kids, is super good with money, and I know that he would love our LO as much as we will. Have to talk to him about it but I know he will be honored. Hope it doesn't tee our other siblings off! Did you have any issues with that?
AFM- Next appointment Thursday. Yay! Hope you all are doing well.
Maybe if you share your concerns with DH, he'll voluntarily remove himself from sailing for a while . . . as scary as it is, there are dangers everywhere . . . car accidents, diseases, food poisonings, etc. I never really thought about it until DD was born . . . chances are, those horrible things won't happen to your family . . .you just can't get let fear get you . . . Life is too short . . . I would recommend looking into getting life insurance policies for you and DH, just in case the unthinkable happens . . . DH and I pay about $50 a month altogether for our policies and if I never have to use them, it's the best $$$ I ever spent . . . peace of mind knowing that DD is taken care of, no matter what . . . we also did our living will and trust to provide for DD and choose her guardian (legalzoom.com is affordable). . . again, not a fun conversation to have, but peace of mind knowing DD is taken care of . . .
