Hope, I sell Health Insurance in CA, and it totally depends on the carrier and on the policy... you need to check the policy and first check under Exclusions, see what it says under Infertility Treatment, and Infertility.
Some policies will cover you to determine what the problem is but won't cover the actual IUI or IVF, etc.
Some will... if you have an Individual policy or Family coverage, it's pretty conclusive it won't... if you need for me to check your policy let me know
I live in California and have researched different options and it seems to be pretty slim to none in our neck of the woods. I think there are a few employers, but I haven't come across many. Good Luck!
amy
ME 32 DH 33 DS 6
13 IUI's -ive
IVF w/ ICSI October 05 -ive
FET July 31st 06- Chemical
IVF w/ ICSI July 07 - BFN